Straight Talk on Retirement with JBL Financial

5-30-26 Market Momentum, Medicare Changes & Multi-Generational Planning

The Retirement Coaches discuss recent market gains, strategies for managing highly appreciated investments, and ways to incorporate grandchildren into long-term estate planning. They also break down rising Medicare supplement premiums, explain key differences between Missouri and Illinois Medicare rules, and answer listener questions about retirement readiness and long-term care planning.

5-23-26 401(k) Rollovers, Roth Money & Retirement Planning Questions Answered

The Retirement Coaches - Jeff, Erin, and Robert answer listener questions on retirement planning, including 401(k) rollovers, Roth account strategies, taxes in retirement, and ways to organize your financial picture as retirement approaches. Plus, insights on preparing for life’s next chapter and creating a thoughtful game plan for the future.

5-16-26 Planning Smarter for Retirement: Roth Rules, Business Sales & Market Volatility

In this episode, the Retirement Coaches discuss strategies for navigating today’s financial landscape, including Roth IRA and 401(k) rollover rules, avoiding costly tax mistakes, managing retirement income, and handling market volatility. The conversation also covers business sale planning, rising energy costs tied to AI growth, and practical ways retirees can stay financially and physically active throughout retirement.

5-9-26 20 Years of Retirement Coaching: Market Highs and Family Math

The Retirement Coaches celebrate 20 years on the air while sharing practical planning insights. Erin Lapidus, Jeff Lapidus, and Robert Markham discuss rising energy costs, REITs, tax-return planning opportunities, and how “family math” can help retirees make smarter decisions about income, savings, and taxes. They also address listener concerns about a rapidly rising market and explain why a disciplined, regularly reviewed retirement strategy matters through market highs, pullbacks, and headline-driven uncertainty.

5-2-26 Market Volatility, Smarter Planning, and What Really Matters in Retirement

Erin Lapidus and Robert Markham break down recent market volatility, what strong earnings may (and may not) mean for investors, and why long-term discipline matters more than reacting to headlines. They also explore rising energy costs, income strategies like REITs, and how to use your tax return as a planning tool. Plus, answers to listener questions on portfolio rebalancing and inherited IRAs.

4-25-26 RMD Planning, Dividend Income, P/E Ratios, and New Trump Accounts

On this episode, Jeff Lapidus, Erin Lapidus, and Robert Markham discuss several timely retirement planning topics, including how to think through required minimum distributions, creating cash flow from investment accounts, and using qualified charitable distributions as part of a tax-conscious retirement strategy. They also explain dividend income, price-to-earnings ratios, and what investors may want to know about the new Trump accounts for children.
Listeners will also hear practical reminders about coordinating withdrawals, taxes, portfolio rebalancing, and income needs with a financial professional.

4-18-26 529 Leftovers, Home Sale Taxes, and Inherited Roth IRA Rules

Erin Lapidus, Jeff Lapidus, and Robert Markham break down timely retirement and tax planning questions, including excess 529 funds, Roth conversion rules, home sale tax issues, IRMAA thresholds, inherited Roth IRA requirements, and charitable giving strategies. It’s a practical discussion focused on helping listeners make informed financial decisions.

4-11-26 Tax Refunds, Social Security Rules & Smart Retirement Decisions

The Retirement Coaches — Erin Lapidus, Jeff Lapidus, and Robert Markham — discuss how to handle tax refunds, manage withholding in retirement, and think through Social Security decisions.
 
They also answer listener questions on income limits, spousal benefits, and planning strategies as tax rules continue to evolve. Practical insights to help you make informed financial decisions.

4-4-26 Retirement Income, Market Swings & Your Game Plan

The Retirement Coaches discuss how to build a retirement income plan, respond to market volatility, and evaluate when you may be ready to retire. This episode focuses on practical strategies and real-world examples to help guide your decision-making process.

3-28-26 Smart Retirement Income Planning: Strategies to Manage Taxes and RMDs

The Retirement Coaches walk through a real-life case study showing how thoughtful income planning may help improve tax efficiency in retirement. They discuss required minimum distributions (RMDs), charitable giving strategies, and ways to evaluate where retirement income is sourced. Tune in for practical insights designed to help you make informed financial decisions.